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Alternative Finance: Beyond Traditional Debt

Banks turn you down? There are faster, cheaper options.

📚 7 articles⏱️ ~2 hoursIntermediate

About This Learning Path

Banks have strict lending criteria and move slowly. You'll learn the alternatives: revenue-based financing (pay back a percentage of revenue until you've returned 1.5-2x), asset finance (borrow against equipment or inventory), merchant cash advances (fast money with high costs — use rarely), peer-to-peer lending (faster but not always cheaper), and each one's right use case. By the end, you'll know which financing option makes sense for your situation and what it actually costs (APR, total repayment, impact on cash flow).

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Modules (7)

What Is Revenue-Based Financing?

Discover how revenue-based financing provides capital in exchange for a percentage of future revenues, without equity dilution or fixed repayments.

4 min read · Intermediate

What Is Asset Finance?

Part of this AskBiz Academy learning path.

AskBiz Academy

What Is a Merchant Cash Advance?

Part of this AskBiz Academy learning path.

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What Is Invoice Finance?

Part of this AskBiz Academy learning path.

AskBiz Academy

What Is Peer-to-Peer Lending?

Part of this AskBiz Academy learning path.

AskBiz Academy

What Is a Business Loan?

Part of this AskBiz Academy learning path.

AskBiz Academy

What Is a Personal Guarantee?

Part of this AskBiz Academy learning path.

AskBiz Academy

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