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Alternative Finance: Beyond Traditional Debt

Banks turn you down? There are faster, cheaper options.

📚 7 articles⏱️ ~2 hoursIntermediate

About This Learning Path

Banks have strict lending criteria and move slowly. You'll learn the alternatives: revenue-based financing (pay back a percentage of revenue until you've returned 1.5-2x), asset finance (borrow against equipment or inventory), merchant cash advances (fast money with high costs — use rarely), peer-to-peer lending (faster but not always cheaper), and each one's right use case. By the end, you'll know which financing option makes sense for your situation and what it actually costs (APR, total repayment, impact on cash flow).

Modules (7)

1

What Is Revenue-Based Financing?

Article from AskBiz Academy

2

What Is Asset Finance?

Article from AskBiz Academy

3

What Is a Merchant Cash Advance?

Article from AskBiz Academy

4

What Is Invoice Finance?

Article from AskBiz Academy

5

What Is Peer-to-Peer Lending?

Article from AskBiz Academy

6

What Is a Business Loan?

Article from AskBiz Academy

7

What Is a Personal Guarantee?

Article from AskBiz Academy

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