2 AskBiz guides on singapore payments, covering Cash Flow, Payment Processing and related operating decisions for SME founders.
Restaurant SGD 2M annual revenue. Customer invoices: avg 45 days to pay. Cash tied up: SGD 250K (2.5 months of revenue). Opportunity cost: 4% annual interest = SGD 10K/year lost. Fix: tighten to 30 days payment terms = SGD 167K freed up. AskBiz alerts when A/R aging exceeds 30 days.
6 min readCustomer sends SGD 1,000 via PayNow Friday 5pm. Instant send, but hits your bank account Monday 9am (48-hour lag due to weekend). Cash flow shows SGD 1K missing for 3 days. AskBiz logs PayNow pending transactions so you know cash is coming.
7 min read