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Small Business Finance

7 articles · Small Business Finance

Small Business FinanceGuideBeginnerWeekly Reporting

You're Spending 18% of Revenue on Marketing and Getting 6% Back — Track It Weekly

An SMB spending £3,500/week on Meta Ads, Google Ads, and email marketing — generating £18,000 in wee…

Small Business FinanceGuideBeginnerWeekly Reporting

Margin Erosion Is Silent — Until It's Too Late to Stop It

A business with 38% gross margin loses 0.5% per month to cost inflation (supplier price increases, h…

Small Business FinanceGuideBeginnerWeekly Reporting

Your Supplier Is Getting Slower — You Just Haven't Noticed Yet

Stock-outs are the most expensive retail problem — you lose a sale, potentially a customer, and can'…

Small Business FinanceGuideBeginnerWeekly Reporting

A 7-Day Rolling Cash Flow Forecast Prevents 80% of SMB Cash Crises

Looking at today's bank balance and thinking "we're fine" is dangerous. Payroll goes out Thursday (£…

Small Business FinanceGuideBeginnerYearly Operations

Annual Financial Health Check: The 7 Numbers Every SMB Owner Must Review Every Year

Revenue growth and net profit tell you what happened last year. They don't tell you if the business …

Small Business FinanceGuideBeginnerQuarterly Operations

Your Quarterly Business Review Is 12 Pages of Data and Zero Decisions

A quarterly business review should answer: Are we growing? Is growth profitable? Which parts of the …

Small Business FinanceGuideBeginnerMonthly Operations

Bad Supplier Payment Timing Is Killing Your Cash Flow (Monthly AP Review)

A retail business with £80,000 in monthly supplier invoices pays everything within 7 days (worried a…