The POS App That Takes M-Pesa — Free to Set Up, No Hardware
Turn the phone in your pocket into a full till. Accept M-Pesa, Airtel Money, MTN MoMo, cash or card, track every sale, and see exactly what you made today. Free to set up, no card machine, no cut of your sales.
10 free questions every month. No credit card required.
Most point-of-sale systems in Kenya were built for shops that can afford a terminal, a monthly subscription, and a bit of training. A POS app that actually accepts M-Pesa on the phone you already own, with nothing to buy upfront, is rare — most of the ones people find first (Loyverse, Square, GoDaddy) don't support mobile money at all. AskBiz is built the other way round: mobile money first, hardware never. You open the app on any Android or iPhone, add your items or scan them with the camera, and take payment by M-Pesa, Airtel Money, MTN Mobile Money, cash or card. There is nothing to buy and nothing to install beyond the app, and setting up is genuinely free — add your whole catalogue without ever entering a card, and pay only when you start selling.
Why 'free M-Pesa POS' is so hard to actually find
Search for a free POS in Kenya and you hit two walls. The global free apps — Loyverse, Square, GoDaddy — are genuinely free but have no M-Pesa, so you're stuck reconciling mobile money by hand. The local ones that do support M-Pesa usually want a terminal (KES 6,000–45,000 upfront), a monthly fee, or both, and 'free' turns out to mean a 14-day trial. For a stall owner, a kiosk, or a new business testing whether an app is even worth it, that's a dead end. You end up back in the notebook.
AskBiz is mobile-money-first and phone-first
AskBiz accepts M-Pesa, Airtel Money and MTN Mobile Money natively — the customer pays to your number, you confirm, and the sale is recorded against the right items automatically. No terminal to rent, no printer to buy, no reconciliation at the end of the day. It works on any phone, online or offline, and syncs when you get signal. Setting up your catalogue, staff and branches is free; you pay a simple monthly seat fee only when you start selling. It's the tool the global free apps can't be in East Africa, without the hardware the local ones demand.
Everything you need. Nothing you don't.
Built for business owners, not data scientists.
Take mobile money natively — the payment is matched to the sale and your daily total, no manual reconciliation.
Scan a barcode or snap a product photo to add items. No barcode gun, no separate scanner to buy.
Add your products, staff and branches with no card and no trial countdown. You pay only when you start selling.
Keep selling when the network drops. Sales are saved on the phone and sync automatically when signal returns.
Every sale is logged cleanly so your records are ready when it is time for eTIMS, VAT, or your accountant.
See takings, top sellers and low stock at the end of each day — not weeks later in a spreadsheet.
How it works
Works on any Android phone or iPhone through the browser or app. No hardware, no setup fee, no training.
Scan barcodes, snap photos, or type them in. AskBiz can even name and price items from a photo for you.
Ring up the basket, take payment by M-Pesa, Airtel, MTN, cash or card, and the sale records itself.
At close, see what you sold, what you made, and what is running low — all on the same phone.
Frequently asked questions
Start taking M-Pesa on your phone — set up free
No terminal and no card to sign up. Add your first items today — you pay only when you start selling, and take your first M-Pesa sale in minutes.
Start free — no card needed →10 free questions every month. Upgrade when you're ready. Cancel anytime.