logistics-deliverycost-reduction

Shipping Insurance: When It's Worth It and When You're Paying for Nothing

28 April 2025·Updated Apr 2026·8 min read·GuideIntermediate
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In this article
Key Takeaways

Standard carrier compensation for lost or damaged parcels is typically capped at £20-£100 regardless of the item's value. For high-value goods, shipping insurance makes financial sense. For low-value items, self-insuring is often cheaper. AskBiz tracks your claims history and models whether your insurance spend is cost-effective.

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📊 By The Numbers
£180£100£80£2.70£200
Key Takeaways
  • Standard carrier compensation for lost or damaged parcels is typically capped at £20-£100 regardless of the item's value.
  • For high-value goods, shipping insurance makes financial sense.
  • For low-value items, self-insuring is often cheaper.

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