A POS App for Small Business in Nigeria — Free to Set Up, No Hardware
Turn your phone into a full till. Take instant bank transfers, OPay, PalmPay, Moniepoint, cash or card, track every sale, and see your profit in Naira. Free to set up, no POS machine, no cut of your sales.
10 free questions every month. No credit card required.
In Nigeria, the word 'POS' usually means a rented terminal from an agent — a machine, a daily target, and a cut on every transaction. For a shop owner, a boutique, a pharmacy or a roadside seller who just wants to record sales and know their profit, that's the wrong tool. Meanwhile the free POS apps people find first — Loyverse, Square, GoDaddy — don't understand how Nigerians actually get paid: instant bank transfer, OPay, PalmPay, Moniepoint, and cash. AskBiz is built for the way money moves here. You open the app on any Android phone or iPhone, add your items by scanning or snapping a photo, and record the sale however the customer pays — transfer, wallet, cash or card. Nothing to rent, nothing to install beyond the app, and you can set your whole shop up free, without ever entering a card — you only pay when you start selling. It's a proper point-of-sale for Nigerian small businesses, priced for a market stall, not a bank.
Why 'free POS' rarely means free in Nigeria
The POS terminals you see everywhere belong to agents and payment companies — you rent the machine, hit a target, and pay a fee on every transaction. That's a payments business, not a way to run your own shop's books. The global free apps genuinely cost nothing but don't speak Naira workflows: no bank-transfer matching, no OPay or PalmPay, no cash-first design. So the average small business owner records nothing, or keeps a paper book, and never really knows which products make money once transfers, cash and 'I'll pay later' are all counted.
AskBiz records the sale, however the customer pays
AskBiz isn't a terminal to rent — it's a till on your phone. Ring up the basket, then log the payment as bank transfer, OPay, PalmPay, Moniepoint, card or cash, and the sale is recorded against the right items and your daily total. Stock updates itself, credit ('pay later') is tracked, and at close of day you see what you sold, what you made in Naira, and what to restock. It works offline for when the network is down, keeps clean records for FIRS and VAT, and is free to set up — you pay a simple monthly seat fee only when you start selling. No agent, no target, no cut of your sales.
Everything you need. Nothing you don't.
Built for business owners, not data scientists.
Log bank transfer, OPay, PalmPay, Moniepoint, cash or card — each matched to the sale and your daily total.
Scan a barcode or snap a product photo to add items. No barcode gun, no separate hardware to buy.
Add your products and staff with no card and no trial countdown. You pay only when you start selling — no agent, no rental, no daily target.
Record credit customers and what they owe, so nothing slips through when someone promises to pay next week.
Every sale is logged cleanly, so your books are ready for VAT, FIRS, or your accountant — not rebuilt later.
See takings, best sellers and low stock in Naira at close of day — not weeks later in a notebook.
How it works
Works on any Android phone or iPhone. No terminal to rent, no setup fee, no agent agreement.
Scan barcodes, snap photos, or type them in. AskBiz can name and price items from a photo for you.
Ring up the basket, then tap how they paid — transfer, OPay, PalmPay, cash or card. The sale records itself.
At close, see what you sold, your profit in Naira, who owes you, and what is running low — all on one phone.
Frequently asked questions
Run your own till — set up free
No agent, no rented machine, no cut of your sales. Add your items and record your first sale in Naira in minutes.
Start free — no card needed →10 free questions every month. Upgrade when you're ready. Cancel anytime.