A POS App for Small Business in Ghana — Free to Set Up, No Hardware
Turn your phone into a full till. Take MTN MoMo, Telecel Cash, AirtelTigo Money, cash or card, track every sale, and see your profit in cedis. Free to set up, no terminal to buy, no cut of your sales.
10 free questions every month. No credit card required.
Ghana runs on mobile money — MTN MoMo above all, with Telecel Cash and AirtelTigo Money close behind — yet the point-of-sale tools a shop owner finds first either don't handle MoMo at all (Loyverse, Square, GoDaddy) or arrive with a terminal, a subscription and a setup fee. For a provisions store, a boutique, a chop bar, a pharmacy or a market seller in Accra, Kumasi or Tamale, that's the wrong fit. AskBiz is built for how Ghanaians actually get paid. You open the app on any Android phone or iPhone, add your items by scanning a barcode or snapping a photo, and take payment by MTN MoMo, Telecel Cash, AirtelTigo Money, cash or card — the sale records itself against the right products and your daily total. Nothing to rent, nothing to install beyond the app, and you can set your whole shop up free, without ever entering a card — you only pay when you start selling. It's a genuine POS for Ghanaian small businesses, on the phone already in your pocket.
Why the usual POS options don't fit a Ghanaian shop
A provisions store or market seller can't justify a terminal that costs more than a week's takings, a monthly subscription, or an afternoon spent reading a manual. And the free global apps don't understand MoMo — the way most customers actually pay — so mobile money gets reconciled by hand, or not at all, and the E-Levy on transfers makes clean records matter even more. The result is familiar: the business runs on a paper ledger, and the owner never really knows which lines make money once MoMo, cash and 'buy now, pay later' are all counted at the end of a busy day.
AskBiz is mobile-money-first and phone-first
AskBiz takes MTN MoMo, Telecel Cash and AirtelTigo Money natively — the customer pays and you record it in a tap, matched to the sale and your daily total, with no manual reconciliation. It runs on the phone you already own, works offline when the network drops, and keeps clean records ready for the GRA, VAT and E-Levy reporting. Stock updates itself, credit customers are tracked, and at close of day you see your takings, best sellers and low stock in cedis. Setting up your products, staff and branches is free; you pay a simple monthly seat fee only when you start selling. It's the tool the global free apps can't be in Ghana, without the terminal the local ones demand.
Everything you need. Nothing you don't.
Built for business owners, not data scientists.
Take all three mobile money rails natively — each payment matched to the sale and your daily total automatically.
Scan a barcode or snap a product photo to add items. No barcode gun, no separate hardware to buy.
Add your products, staff and branches with no card and no trial countdown. You pay only when you start selling.
Record who has paid later and what they owe, so nothing is lost when a regular says “I’ll bring it tomorrow”.
Every sale is logged cleanly, so your books are ready for the GRA, VAT and E-Levy — not rebuilt at year end.
See takings, best sellers and low stock in cedis at close of day — not weeks later in a ledger.
How it works
Works on any Android phone or iPhone. No terminal, no setup fee, no training.
Scan barcodes, snap photos, or type them in. AskBiz can name and price items from a photo for you.
Ring up the basket, take MTN MoMo, Telecel Cash, AirtelTigo Money, cash or card, and the sale records itself.
At close, see what you sold, your profit in cedis, who owes you, and what is running low — on one phone.
Frequently asked questions
Start taking MoMo on your phone — set up free
No terminal and no card to sign up. Add your first items today — you pay only when you start selling, and take your first MoMo sale in minutes.
Start free — no card needed →10 free questions every month. Upgrade when you're ready. Cancel anytime.