AskBiz Blog

ASEAN Finance

2 AskBiz guides on ASEAN finance, covering Receivables, Currency Risk and related operating decisions for SME founders.

2
guides
10
min total reading
13
related topics
1

ASEAN B2B Payment Terms: Singapore Net-30 vs Malaysia Net-60 vs Thailand Net-90 = Cash Gap

Manufacturer selling B2B across ASEAN: Singapore buyers SGD 200K (Net-30 = collected in 30 days), Malaysia buyers SGD 150K (Net-60 = collected day 60), Thailand buyers SGD 100K (Net-90 = collected day 90). Cash gap at day 1: SGD 450K outstanding, only SGD 0 collected. Overdraft cost at 4%/year on SGD 450K = SGD 1.5K/month. AskBiz forecasts daily cash inflows, allows pre-arranged credit line use. Net: reduce overdraft use by SGD 300/month through better timing.

5 min read
2

ASEAN Currency Risk: SGD Strengthens vs MYR/THB = Revenue Loss SGD 3K-30K/Month

Exporter SGD 10M revenue: 40% from Malaysia (invoiced MYR 1.2M), 30% from Thailand (THB 15M), 30% from Singapore (SGD 3M). MYR weakens 5% over 3 months: Malaysia revenue drop 5% (MYR 1.2M → actual SGD 3.4K loss). Reposition: invoice next Malaysia sales in SGD instead (pass FX risk to customer, or absorb 2% discount). Net: break even but protect future revenue.

5 min read

Other ASEAN topics

ASEAN Logistics (3)ASEAN Trade (2)ASEAN Retail (6)ASEAN Restaurant (3)ASEAN Manufacturing (1)ASEAN Salon (1)ASEAN Repair (1)ASEAN Factory (1)ASEAN Payroll (1)ASEAN Tax (1)ASEAN Payments (1)ASEAN Workforce (1)ASEAN Compliance (1)