Customer Credit Accounts (Debt Book)

If you let regular customers buy now and pay later — common for market stalls and small shops — the customer credit feature tracks what each customer owes as a running balance, instead of you keeping it in a paper notebook or memory. This is a Retail-sector feature, separate from the B2B Debtors view used for invoiced wholesale accounts (see Managing B2B Customers and Trade Accounts).

If you already keep a paper debt book, you don't have to re-type every customer by hand — point your camera at the page and AskBiz bulk-creates customer credit records from it in one go. You can still add a single customer's credit record manually as well.

Each customer's credit record is a running ledger: new debt added when they buy on credit, and payments recorded as they pay down what they owe. The balance owed updates as each entry is logged.